Your Virtual Finance Office

A complete outsourced finance function for health and social care providers and owner-managed businesses. We handle everything from day-to-day bookkeeping to strategic financial direction, all powered by the CLEAR Cashflow Method™.

Unlike generic bookkeeping services, every aspect of our work is structured around giving you genuine cashflow clarity. You get a dedicated finance team that understands your sector, your business, and your goals.

Choose Your Level of Support

Our accumulative pricing model means each level includes everything from the level below. You only pay one monthly fee, and you can upgrade as your needs grow.

Positive Finance Office

VFO

from £249/month

Your complete outsourced finance function

Bookkeeping & bank reconciliations
Invoicing & credit control
Payroll & pensions administration
VAT returns & tax compliance
Monthly CLEAR cashflow reporting
Dedicated finance team

Positive Financial Controller

VFC

from £495/month (total)

Only £246 more than VFO

Everything in VFO, plus:

Quarterly management accounts
Budgeting & variance analysis
6-month rolling cashflow forecasting
KPI tracking & performance dashboards
Strategic financial analysis

Positive Finance Director

VFD

from £1,000/month (total)

Only £505 more than VFC

Everything in VFC, plus:

Strategic financial direction
Funding & investment planning
Business valuation & exit planning
Board-level financial reporting
Growth strategy & scenario modelling

How Our Accumulative Pricing Works

Each service level includes everything from the level below. When you upgrade from VFO to VFC, your monthly fee increases to from £495 — not £495 on top of what you're already paying. The same applies when moving to VFD. You always pay just one simple monthly fee.

Not ready for a monthly retainer?

CLEAR Power-On Session

£495 one-off

A done-with-you implementation session where we work through the CLEAR Cashflow Method™ together, tailored specifically to your business. You'll leave with a working cashflow forecast, a clear understanding of your numbers, and an action plan for the next 90 days.

This is the perfect bridge if you want expert guidance but aren't ready to commit to a monthly service. Many clients find this session gives them the confidence to then move into our VFO service.

Our 90-Day Guarantee

We're confident the CLEAR method will transform your financial clarity. That's why every VFO client is covered by our 90-day guarantee. If you don't feel you have significantly better visibility and control of your cashflow within 90 days, we'll work with you until you do.